/* Fresh Hope Financial: exact 2022 logo palette, color-only layer.
   Source logo histogram: cyan #16afe5 (31975px), green #3bb873 (10774px).
   Append after design.css, inner.css and premium.css on informational pages.
   No fonts, layout geometry, content, routes, forms or source logo are changed.
   Scope: body.premium-site. Colors below replace legacy hardcoded forest/beige. */
body.premium-site{--brand-blue:#16afe5;--brand-green:#3bb873;--forest:#073e55;--accent:#086e95;--accent-hover:#075875;--mint:#eef9fd;--mint-deep:#e5f4fa;--ink:#073e55;--muted:#486774;--line:#c9e0e9;--white:#fff;--shadow:0 8px 24px #073e5509;background:#fff;color:#486774}

/* Color overrides from design.css */
body.premium-site{background:var(--white);color:var(--muted)}
.premium-site a{color:var(--accent)}
.premium-site a:hover{color:var(--accent-hover)}
.premium-site :focus-visible{outline:3px solid #073e55}
.premium-site h1,.premium-site h2,.premium-site h3,.premium-site h4{color:var(--ink)}
.premium-site hr{border-top:1px solid var(--line)}
.premium-site .skip{background:#ffffff}
.premium-site .site-header{border-bottom:1px solid var(--line);background:#fffffffa}
.premium-site .brand{color:var(--forest)}
.premium-site .nav>a:not(.btn),.premium-site .site-nav>a:not(.btn),.premium-site .nav-dropdown>button,.premium-site .sub-toggle{background:none;color:var(--ink)}
.premium-site .nav>a:hover,.premium-site .site-nav>a:hover,.premium-site .nav-dropdown>button:hover{color:var(--accent)}
.premium-site .nav-menu,.premium-site .sub{background:white;box-shadow:var(--shadow);border:1px solid var(--line)}
.premium-site .nav-menu a,.premium-site .sub a{color:var(--ink)}
.premium-site .nav-menu a:hover,.premium-site .sub a:hover{background:var(--mint)}
.premium-site .nav-toggle{background:white;border:1px solid var(--line);color:var(--forest)}
.premium-site .btn-primary,.premium-site .btn-gold{background:var(--accent);color:white;box-shadow:0 6px 16px #073e5528}
.premium-site .btn-primary:hover,.premium-site .btn-gold:hover{background:var(--accent-hover);color:white;box-shadow:0 8px 20px #073e5538}
.premium-site .btn-secondary,.premium-site .btn-line{background:white;color:var(--forest);border-color:#bddce8}
.premium-site .btn-secondary:hover,.premium-site .btn-line:hover{background:var(--mint);color:var(--forest)}
.premium-site .micro,.premium-site .note{color:#547582}
.premium-site .kicker{background:var(--mint-deep);color:var(--accent)}
.premium-site .hero{background:#eef9fd}
.premium-site .hero-photo{box-shadow:0 20px 45px #073e5522}
.premium-site .hero-badge,.premium-site .badge,.premium-site .fchip{background:white;color:var(--forest);border:1px solid #eef9fd;box-shadow:var(--shadow)}
.premium-site .badge svg,.premium-site .hero-badge svg{color:var(--accent)}
.premium-site .trust{background:white}
.premium-site .trust-grid>div,.premium-site .trust-grid>li,.premium-site .trust .row>div,.premium-site .trust>.wrap>div{color:var(--ink)}
.premium-site .trust-grid svg,.premium-site .trust svg{color:var(--accent)}
.premium-site .alt{background:var(--mint)}
.premium-site .promo{background:#eef9fd}
.premium-site .phone-demo,.premium-site .phone-frame{border:10px solid #073e55;background:#eef9fd;box-shadow:0 18px 38px #073e5528;color:white}
.premium-site .phone-demo::before{background:#073e55}
.premium-site .phone-demo::after{background:#ffffff60}
.premium-site .phone-demo h3,.premium-site .phone-demo h2{color:white}
.premium-site .phone-demo p{color:#eef9fd}
.premium-site .phone-demo .brand{background:white}
.premium-site .phone-demo .phone-label{color:#bddce8}
.premium-site .phone-demo .phone-screen{background:#ffffff12;border:1px solid #ffffff28}
.premium-site .phone-demo .phone-screen strong{color:white}
.premium-site .phone-demo .phone-line{background:#ffffff35}
.premium-site .feature-list strong,.premium-site .promo-list strong{color:var(--ink)}
.premium-site .icon,.premium-site .lu,.premium-site .feature-list li>svg,.premium-site .promo-list li>svg{background:var(--mint-deep);color:var(--accent)}
.premium-site .scenario-card,.premium-site .photo-card{background:white;border:1px solid var(--line);color:var(--muted)}
.premium-site .scenario-card .icon,.premium-site .photo-card .icon{background:#ffffff;box-shadow:var(--shadow)}
.premium-site .more,.premium-site .arrow-link{color:var(--accent)}
.premium-site .step,.premium-site .steps>li{border-top:2px solid var(--accent)}
.premium-site .step-number,.premium-site .num,.premium-site .step>.big,.premium-site .steps>li>.big{color:var(--accent)}
.premium-site .step:not(:has(.step-number,.num,.big))::before{color:var(--accent)}
.premium-site .loan-card,.premium-site .feature-card,.premium-site .tile{border:1px solid var(--line);background:#ffffff;color:var(--muted)}
.premium-site .loan-card .amount,.premium-site .loan-card .lbl{color:var(--accent)}
.premium-site .loan-card:hover,.premium-site .scenario-card:hover{border-color:#bddce8;box-shadow:0 8px 20px #073e550a}
.premium-site .cta-band,.premium-site .cta-box{background:#073e55;color:#ffffff}
.premium-site .cta-band h2,.premium-site .cta-box h2{color:#ffffff}
.premium-site .cta-band .micro,.premium-site .cta-box .micro{color:#bddce8}
.premium-site .cta-band .btn,.premium-site .cta-box .btn{background:#ffffff;color:var(--forest)}
.premium-site .cta-band .btn:hover,.premium-site .cta-box .btn:hover{background:#eef9fd}
.premium-site .calc{border:1px solid var(--line);background:#ffffff;box-shadow:var(--shadow)}
.premium-site .calc-result,.premium-site .calc-out{background:#073e55;color:#ffffff}
.premium-site .calc .row,.premium-site .calc .field-label{color:var(--ink)}
.premium-site .calc output,.premium-site .calc .field-value{color:var(--accent)}
.premium-site .calc label{color:var(--ink)}
.premium-site .calc input[type=range]{accent-color:var(--accent)}
.premium-site .calc input[type=number]{border:1px solid #bddce8;color:var(--ink);background:white}
.premium-site .calc-result .label,.premium-site .calc-result .lbl,.premium-site .calc-out .lbl{color:#eef9fd}
.premium-site .calc-result .payment,.premium-site .calc-result>.big,.premium-site .calc-out .big{color:white}
.premium-site .calc-result dl>div,.premium-site .calc-result .result-row,.premium-site .calc-out .facts>div{border-top:1px solid #ffffff30}
.premium-site .calc-result p,.premium-site .calc-out p{color:#eef9fd}
.premium-site .calc-result .btn,.premium-site .calc-out .btn{background:white;color:var(--forest)}
.premium-site .calc-result .micro,.premium-site .calc-out .micro{color:#eef9fd}
.premium-site .prose ul li::before,.premium-site .check-list li::before{background:var(--accent);color:white}
.premium-site .prose ol li::marker{color:var(--accent)}
.premium-site .prose strong{color:var(--ink)}
.premium-site .tablewrap{border:1px solid var(--line)}
.premium-site .prose th,.premium-site .prose td{border-bottom:1px solid var(--line)}
.premium-site .prose th{background:var(--mint-deep);color:var(--ink)}
.premium-site .pill,.premium-site .chips a,.premium-site .state-grid>li{border:1px solid var(--line);background:#ffffff;box-shadow:0 3px 8px #073e5507;color:var(--accent)}
.premium-site .pill:hover,.premium-site .chips a:hover{border-color:#bddce8;background:#ffffff}
.premium-site .office-card,.premium-site .office>.info{border:1px solid var(--line);background:white;box-shadow:var(--shadow)}
.premium-site .map-placeholder,.premium-site .office .map{background:#eef9fd;box-shadow:var(--shadow);color:var(--forest)}
.premium-site .faq{border-top:1px solid var(--line)}
.premium-site .faq details{border-bottom:1px solid var(--line)}
.premium-site .faq summary{color:var(--ink)}
.premium-site .faq summary::after{color:var(--accent);background:var(--mint-deep)}
.premium-site .site-footer{background:#073e55;color:#bddce8}
.premium-site .site-footer .brand{background:white}
.premium-site .site-footer a{color:#eef9fd}
.premium-site .site-footer a:hover{color:white}
.premium-site .footer-links h2,.premium-site .footer-links h3,.premium-site .site-footer .fl2 h2{color:#ffffff}
.premium-site .disclaimer{border-top:1px solid #ffffff15}
.premium-site .disclaimer h2{color:white}
.premium-site .disclaimer strong{color:#ffffff}
.premium-site .footer-bottom,.premium-site .copy{border-top:1px solid #ffffff20}
.premium-site .fine-print,.premium-site .role-note,.premium-site .source-note{color:#547582}
.premium-site .card-link{color:var(--accent)}
.premium-site .cta-act>small{color:#bddce8}
.premium-site .phone-screen>img{background:white}
.premium-site .phone-demo .phone-title{color:white}
.premium-site .phone-lines span{background:#ffffff10;border:1px solid #ffffff1c;color:#eef9fd}
.premium-site .phone-screen>small{color:#bddce8}
.premium-site .calc-result .row{color:#eef9fd;border-top:1px solid #ffffff30}
.premium-site .calc-result .row strong{color:white}
.premium-site .trust-grid .icon{background:none}
.premium-site .hero-badge .icon{background:none}
@media(max-width:760px){.premium-site .nav,.premium-site .site-nav{background:#ffffff;border-bottom:1px solid var(--line);box-shadow:0 14px 20px #073e5512}
.premium-site .nav-menu,.premium-site .sub{box-shadow:none;background:var(--mint)}
.premium-site .hero-photo{box-shadow:0 12px 28px #073e5520}}

/* Color overrides from inner.css */
.premium-site .inner-hero .fchip .icon{background:transparent}
.premium-site .breadcrumbs{color:var(--muted)}
.premium-site .breadcrumbs a{color:var(--accent)}
.premium-site .breadcrumbs li+li::before{color:#547582}
.premium-site .inner-hero{background:#eef9fd}
.premium-site .inner-photo{box-shadow:var(--shadow)}
.premium-site .article-body strong{color:var(--ink)}
.premium-site .article-body li::marker{color:var(--accent)}
.premium-site .toc,.premium-site .sidebar-card{border:1px solid var(--line);background:var(--mint)}
.premium-site .toc li+li{border-top:1px solid var(--line)}
.premium-site .related-grid article,.premium-site .related-grid>a,.premium-site .location-card{border:1px solid var(--line);background:white;color:var(--muted)}
.premium-site .location-index a{border:1px solid var(--line);background:white;color:var(--forest)}
.premium-site .location-index a:hover{background:var(--mint)}
.premium-site .contact-card{border:1px solid var(--line);background:white;box-shadow:var(--shadow)}
.premium-site .contact-illustration{background:var(--mint);color:var(--forest)}
.premium-site .legal-prose .updated{color:var(--muted)}
.premium-site .legal-prose strong{color:var(--ink)}
.premium-site .legal-prose th,.premium-site .legal-prose td{border:1px solid var(--line)}
.premium-site .legal-prose th{background:var(--mint)}
.premium-site .page-nav{border-top:1px solid var(--line)}
.premium-site .inner-note{border-left:1px solid var(--accent);background:var(--mint)}
.premium-site .inner-facts>div{border-top:2px solid var(--accent)}
.premium-site .inner-facts strong{color:var(--forest)}
.premium-site .sitemap-list li{border-bottom:1px solid var(--line)}
.premium-site .crumbs>span[aria-hidden]{color:#bddce8}
.premium-site .location-index a{box-shadow:var(--shadow)}
.premium-site .location-index a::before{background:var(--accent)}
.premium-site .rule-card,.premium-site .gl{border:1px solid var(--line);box-shadow:var(--shadow);background:white}
.premium-site .rule-card strong,.premium-site .gl-v{color:var(--ink)}
.premium-site .state-illustration,.premium-site .stmap{background:#eef9fd;border:1px solid var(--line);box-shadow:var(--shadow)}
.premium-site .state-illustration svg,.premium-site .stmap .stsvg{color:var(--accent)}
.premium-site .state-illustration h2,.premium-site .stmap-cap{color:var(--forest)}
.premium-site .status-label,.premium-site .sbadge{background:#eef9fd;border:1px solid #bddce8;color:#073e55}
.premium-site .comparison-card,.premium-site .cmp-col{border:1px solid var(--line);background:white;box-shadow:var(--shadow)}
.premium-site .comparison-label,.premium-site .cb-top{color:var(--ink)}
.premium-site .comparison-track,.premium-site .cb-track{background:var(--mint-deep)}
.premium-site .comparison-track>span,.premium-site .cb-fill{background:var(--accent)}
.premium-site .comparison-track>span+span{background:#547582}
.premium-site .timeline-item .icon,.premium-site .tl-dot{background:var(--accent);color:white;box-shadow:0 5px 12px #073e5530}
.premium-site .split-band .section-number,.premium-site .blk-n{color:var(--forest);background:#eef9fd}
.premium-site .regulator-card,.premium-site .reg{border:1px solid var(--line);background:white;box-shadow:var(--shadow)}
.premium-site .image-band{color:white;background:var(--forest)}
.premium-site .image-band h2{color:white}
.premium-site .image-band p{color:#eef9fd}

/* Color overrides from premium.css */
body.premium-site{background:#ffffff;color:var(--muted)}
.premium-site :is(h1,h2,h3,h4){color:var(--ink)}
.premium-site :focus-visible{outline:3px solid #086e95}
.premium-site .alt{background:#eef9fd}
.premium-site .kicker{background:none}
.premium-site .fine-print,.premium-site .micro,.premium-site .note{color:#547582}
.premium-site .btn{box-shadow:none}
.premium-site .btn-primary,.premium-site .btn-gold{background:var(--accent);color:white;box-shadow:none}
.premium-site .btn-primary:hover,.premium-site .btn-gold:hover{background:var(--forest);color:white}
.premium-site .btn-secondary,.premium-site .btn-line{background:transparent;border-color:#bddce8;color:var(--forest)}
.premium-site .btn-secondary:hover,.premium-site .btn-line:hover{background:#eef9fd;border-color:var(--forest)}
.premium-site .icon{background:#e5f4fa;color:var(--accent)}
.premium-site .site-header{background:#ffffff;border-bottom:1px solid var(--line)}
.premium-site .nav-menu{background:#ffffff;box-shadow:0 18px 35px #073e5515}
.premium-site[data-page-kind=homepage] .hero{background:#eef9fd}
.premium-site .hero-title .accent{color:var(--accent)}
.premium-site[data-page-kind=homepage] .hero-photo{box-shadow:none;background:#bddce8}
.premium-site .hero-details{border-top:1px solid #bddce8}
.premium-site .hero-details .hero-badge,.premium-site .hero-details .fchip,.premium-site .hero-details .badge{box-shadow:none;background:transparent;color:var(--forest)}
.premium-site .hero-details .icon{background:none}
.premium-site .hero-details .role-note{color:#486774}
.premium-site .trust{background:#ffffff;border-bottom:1px solid var(--line)}
.premium-site .trust-grid>div+div{border-left:1px solid var(--line)}
.premium-site .trust-grid .icon{background:none}
.premium-site[data-page-kind=homepage] .promo{background:#073e55;color:#bddce8}
.premium-site .promo-copy h2{color:#ffffff}
.premium-site .promo-copy>p{color:#bddce8}
.premium-site .promo-copy .feature-list h3{color:#ffffff}
.premium-site .promo-copy .feature-list p{color:#bddce8}
.premium-site .promo-copy .icon{background:#ffffff0d;color:#16afe5}
.premium-site .promo-copy .btn{background:#3bb873;color:#073e55}
.premium-site .promo-copy .btn:hover{background:white}
.premium-site .promo-copy .fine-print{color:#bddce8}
.premium-site .decision-board{background:#eefaf3;color:var(--forest);border:1px solid #ffffff}
.premium-site .decision-board .phone-title,.premium-site .decision-board .decision-heading{color:var(--forest)}
.premium-site .decision-lines>span,.premium-site .decision-board .phone-lines>span{background:none;border-bottom:1px solid #bddce8;color:#073e55}
.premium-site .decision-board .btn{background:var(--accent);color:white}
.premium-site .decision-board small{color:#486774}
.premium-site .decision-board .phone-screen{background:none}
.premium-site .scenario-card{background:transparent;box-shadow:none}
.premium-site .scenario-card:hover{box-shadow:none}
.premium-site .scenario-card .card-body{border-top:1px solid var(--line)}
.premium-site .scenario-card .card-body>.icon{box-shadow:none;background:none;color:var(--accent)}
.premium-site .photo-note{color:#547582}
.premium-site[data-page-kind=homepage] #process{background:#eefaf3}
.premium-site .step,.premium-site .steps>li{border-top:1px solid #547582}
.premium-site .step-number{color:#086e95}
.premium-site[data-page-kind=homepage] #types{background:#ffffff}
.premium-site .primary-options{border-top:1px solid #bddce8}
.premium-site .primary-options .loan-card{border-bottom:1px solid #bddce8;background:none;box-shadow:none}
.premium-site .primary-options .loan-card:hover{box-shadow:none}
.premium-site .primary-options .loan-card .icon{background:none;color:var(--accent)}
.premium-site .secondary-options .loan-card{border-top:1px solid var(--line);background:none;box-shadow:none}
.premium-site .feature-card{border-top:1px solid #bddce8;background:none;box-shadow:none}
.premium-site .feature-card .icon{background:none;color:var(--accent)}
.premium-site[data-page-kind=homepage] .sec:has(>.wrap>.feature-grid){background:#eefaf3}
.premium-site .cta-box{background:#073e55}
.premium-site .cta-box h2{color:#ffffff}
.premium-site .cta-box p{color:#bddce8}
.premium-site .cta-box .btn{background:#16afe5;color:#073e55}
.premium-site .cta-act>small{color:#bddce8}
.premium-site #calculator{background:#ffffff}
.premium-site .calc{background:#eef9fd;box-shadow:none;border:1px solid #bddce8}
.premium-site .calc output{color:var(--forest)}
.premium-site .calc input[type=range]{accent-color:var(--accent)}
.premium-site .calc input[type=number]{border-color:#bddce8;background:#ffffff;color:var(--ink)}
.premium-site .calc-result{background:#073e55}
.premium-site .calc-result .lbl{color:#bddce8}
.premium-site .calc-result .big{color:#ffffff}
.premium-site .calc-result .row{border-color:#486774;color:#bddce8}
.premium-site .calc-result .row strong{color:white}
.premium-site .calc-result .fine-print{color:#bddce8}
.premium-site .calc-result>.btn{background:#3bb873;color:#073e55}
.premium-site:not([data-page-kind=homepage]) .hero,.premium-site .inner-hero{background:#eef9fd}
.premium-site:not([data-page-kind=homepage]) .hero-photo,.premium-site .inner-photo{box-shadow:none}
.premium-site .breadcrumbs,.premium-site .crumbs{color:#486774}
.premium-site :is([data-page-kind=topic],[data-page-kind=process],[data-page-kind=company],[data-page-kind=contact],[data-page-kind=city]) .sec.alt{background:#ffffff}
.premium-site :is([data-page-kind=topic],[data-page-kind=process],[data-page-kind=company],[data-page-kind=contact],[data-page-kind=city]) .sec+.sec{border-top:1px solid var(--line)}
.premium-site[data-page-kind=topic] .sec.alt,.premium-site[data-page-kind=process] .sec.alt,.premium-site[data-page-kind=company] .sec.alt,.premium-site[data-page-kind=contact] .sec.alt,.premium-site[data-page-kind=city] .sec.alt{background:#ffffff}
.premium-site[data-page-kind=topic] .sec+.sec,.premium-site[data-page-kind=process] .sec+.sec,.premium-site[data-page-kind=company] .sec+.sec,.premium-site[data-page-kind=contact] .sec+.sec,.premium-site[data-page-kind=city] .sec+.sec{border-top:1px solid #eef9fd}
.premium-site .reading-nav,.premium-site .page-section-toc{border:1px solid var(--line);border-left:1px solid var(--accent);background:#eef9fd}
.premium-site .tablewrap{border-color:#bddce8}
.premium-site .prose th,.premium-site .legal-prose th{background:#eef9fd;color:var(--forest)}
.premium-site .prose td,.premium-site .legal-prose td{border-color:#bddce8}
.premium-site .related-grid>article,.premium-site .related-grid>a{border-top:1px solid #bddce8;box-shadow:none;background:none}
.premium-site .office-card,.premium-site .contact-card{border-color:#bddce8;box-shadow:none;background:#ffffff}
.premium-site .map-placeholder,.premium-site .contact-illustration{box-shadow:none;background:#eef9fd}
.premium-site .faq{border-top-color:#bddce8}
.premium-site .faq details{border-color:#bddce8}
.premium-site .faq summary::after{background:none;border:1px solid #bddce8}
.premium-site[data-page-kind=legal] .hero.no-photo,.premium-site[data-page-kind=legal] .inner-hero.no-photo{background:#eef9fd}
.premium-site[data-page-kind=legal] .sec.alt{background:#eef9fd}
.premium-site .sitemap-list li{border-color:var(--line)}
.premium-site .location-index a{border-bottom:1px solid #bddce8;box-shadow:none;background:none}
.premium-site .location-index a:hover{background:none;color:var(--accent)}
.premium-site .state-mini{color:#086e95}
.premium-site .state-mini svg,.premium-site svg.state-mini{fill:#eef9fd;stroke:#086e95}
.premium-site .gl-grid,.premium-site .rules-grid{border-top:1px solid #bddce8;border-bottom:1px solid #bddce8}
.premium-site .gl,.premium-site .rule-card{border-bottom:1px solid #bddce8;box-shadow:none;background:none}
.premium-site .gl>.icon,.premium-site .rule-card>.icon{background:none}
.premium-site .gl-l,.premium-site .rule-card .label{color:#547582}
.premium-site .stmap,.premium-site .state-illustration{background:#eef9fd;box-shadow:none}
.premium-site .stmap .stsvg,.premium-site .state-illustration svg{color:var(--accent)}
.premium-site .cmp-col,.premium-site .comparison-card{box-shadow:none;border-color:#bddce8;background:#ffffff}
.premium-site .cb-track,.premium-site .comparison-track{background:#eef9fd}
.premium-site .cb-fill{background:var(--accent)}
.premium-site .cb-fill.inst,.premium-site .cb-fill.pay{background:#3bb873}
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.premium-site .reg h2,.premium-site .regulator-card h2{color:#ffffff}
.premium-site .reg p,.premium-site .regulator-card p{color:#bddce8}
.premium-site .reg a,.premium-site .regulator-card a{color:#8ad7fa}
.premium-site .reg .icon,.premium-site .regulator-card .icon{background:#ffffff10;color:#3bb873}
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.premium-site .pill,.premium-site .chips a{box-shadow:none;border-color:#bddce8;background:#ffffff}
.premium-site .alt-card{box-shadow:none;background:#ffffff;border-color:#bddce8}
.premium-site .image-band{background:#073e55}
.premium-site .image-band .btn{background:#3bb873;color:#073e55}
.premium-site .site-footer{background:#073e55;color:#bddce8}
.premium-site .site-footer .brand{background:#ffffff}
.premium-site .site-footer p,.premium-site .site-footer address{color:#bddce8}
.premium-site .footer-links h2{color:#eef9fd}
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.premium-site .disclaimer p{color:#bddce8}
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.premium-site .reading-nav .page-section-toc{background:transparent;box-shadow:none}
.premium-site .reading-caption{color:#486774}
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.premium-site .blk-n,.premium-site .section-number{color:#086e95;background:none;border-bottom-color:#3bb873}
.premium-site .reg,.premium-site .regulator-card{background:#073e55;color:#c5e2ec}.premium-site .reg h2,.premium-site .regulator-card h2{color:#fff}.premium-site .reg p,.premium-site .regulator-card p{color:#c5e2ec}.premium-site .reg a,.premium-site .regulator-card a{color:#8ad7fa}.premium-site .reg a.btn,.premium-site .regulator-card a.btn{background:#3bb873;color:#073e55;border-color:#3bb873}.premium-site .reg .icon,.premium-site .regulator-card .icon{color:#3bb873;background:#ffffff10}
.premium-site .pill,.premium-site .chips a{background:#fff;color:#086e95;border-color:#bddce8}.premium-site .pill:hover,.premium-site .chips a:hover{background:#eef9fd;color:#075875;border-color:#086e95}
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.premium-site .site-footer{background:#073e55;color:#bddce8}.premium-site .site-footer p,.premium-site .site-footer address,.premium-site .site-footer .disclaimer p,.premium-site .footer-bottom,.premium-site .footer-bottom p{color:#bddce8}.premium-site .site-footer a{color:#d6eef8}.premium-site .site-footer a:hover{color:#fff}.premium-site .site-footer .footer-links h2{color:#3bb873}.premium-site .site-footer .brand{background:#fff}.premium-site .site-footer .disclaimer,.premium-site .footer-bottom{border-color:#4d7b8e}.premium-site .site-footer strong{color:#fff}
@media(max-width:760px){.premium-site .gl,.premium-site .rule-card{border-bottom-color:#c9e0e9!important}.premium-site .nav,.premium-site .site-nav{background:#fff;border-color:#c9e0e9}.premium-site .nav-menu{background:#eef9fd}}
.premium-site .promo :focus-visible,.premium-site .cta-box :focus-visible,.premium-site .cta-band :focus-visible,.premium-site .calc-result :focus-visible,.premium-site .site-footer :focus-visible,.premium-site .reg :focus-visible,.premium-site .regulator-card :focus-visible,.premium-site .image-band :focus-visible{outline-color:#16afe5}
/* Restored map fits the current palette without replacing the approved text. */
.premium-site .office-map{min-width:0;background:#fff;border:1px solid #bddce8;border-radius:12px;overflow:hidden}
.premium-site .google-map{margin:0;width:100%;background:#fff;border:1px solid #bddce8;border-radius:12px;overflow:hidden}
.premium-site .office-map .google-map{border:0;border-radius:0}
.premium-site .google-map iframe{display:block;width:100%;height:360px;border:0;background:#eef9fd}
.premium-site .google-map figcaption{display:flex;flex-wrap:wrap;gap:10px 24px;align-items:center;justify-content:space-between;padding:16px 20px;font-size:14px;color:#073e55}
.premium-site .google-map figcaption a{font-weight:650;text-decoration:underline;text-underline-offset:3px}
.premium-site .office-map>.google-map+div{padding:20px;color:#073e55;border-top:1px solid #bddce8}
.premium-site .office-map>.google-map+div h3{font-size:22px;margin:0 0 8px}
.premium-site .office-map>.google-map+div p{margin:0;color:#486774}
.premium-site .office-map>.google-map+div>.icon{display:none}
.premium-site .map-section .google-map{max-width:1000px;margin-inline:auto}
@media(max-width:760px){.premium-site .google-map iframe{height:290px}.premium-site .google-map figcaption{padding:14px 16px}}

/* Selected variant 3: display the complete transparent sprout lockup in the existing logo boxes. */
.premium-site img[src="/assets/logo.png"],.brand img[src="/assets/logo.png"]{object-fit:contain;object-position:center}

/* Green balance, 2026-10-31: sprout green for action, mint for calm surfaces,
   forest for contrast, cyan retained for secondary navigation and comparisons. */
body.premium-site{--brand-green:#3bb873;--forest:#123e33;--accent:#18734f;--accent-hover:#125e40;--mint:#eff9f3;--mint-deep:#dff2e7;--ink:#123e33;--muted:#49645b;--line:#d2e3d9;color:var(--muted)}
.premium-site :is(h1,h2,h3,h4){color:#123e33}
.premium-site ::selection{background:#c7edd6;color:#123e33}
.premium-site :focus-visible{outline-color:#086e95;outline-offset:4px}
.premium-site .site-header{background:#fff;border-bottom-color:#d2e3d9}
.premium-site .nav>a:not(.btn),.premium-site .nav-dropdown>button{color:#123e33}
.premium-site .nav>a:not(.btn):hover,.premium-site .nav-dropdown>button:hover,.premium-site .nav-menu a:hover{background:#eff9f3;color:#18734f}
.premium-site .nav-menu{background:#fff}.premium-site .nav-menu a{color:#123e33}
.premium-site .btn-primary,.premium-site .btn-gold,.premium-site .nav .btn,.premium-site .site-nav .btn,.premium-site .decision-board .btn,.premium-site .promo-copy .btn,.premium-site .cta-box .btn,.premium-site .cta-band .btn,.premium-site .calc-result>.btn,.premium-site .calc-out>.btn,.premium-site .reg a.btn,.premium-site .regulator-card a.btn,.premium-site .image-band .btn{background:#3bb873;color:#123e33;border-color:#18734f}
.premium-site .btn-primary:hover,.premium-site .btn-gold:hover,.premium-site .nav .btn:hover,.premium-site .site-nav .btn:hover,.premium-site .decision-board .btn:hover,.premium-site .promo-copy .btn:hover,.premium-site .cta-box .btn:hover,.premium-site .cta-band .btn:hover,.premium-site .calc-result>.btn:hover,.premium-site .calc-out>.btn:hover,.premium-site .reg a.btn:hover,.premium-site .regulator-card a.btn:hover,.premium-site .image-band .btn:hover{background:#59c98a;color:#123e33;border-color:#18734f}
.premium-site .btn-secondary,.premium-site .btn-line{background:transparent;color:#123e33;border-color:#739f88}
.premium-site .btn-secondary:hover,.premium-site .btn-line:hover{background:#dff2e7;color:#123e33;border-color:#18734f}
.premium-site[data-page-kind=homepage] .hero,.premium-site:not([data-page-kind=homepage]) .hero,.premium-site .inner-hero,.premium-site[data-page-kind=legal] .hero.no-photo,.premium-site[data-page-kind=legal] .inner-hero.no-photo{background:#eff9f3}
.premium-site .hero-title .accent{color:#18734f}
.premium-site .hero-details{border-color:#c9e0d2}.premium-site .hero-details :is(.hero-badge,.fchip,.badge){color:#123e33}.premium-site .hero-details .icon{color:#18734f}
.premium-site .hero-details .role-note,.premium-site .photo-note,.premium-site .source-note,.premium-site .fine-print,.premium-site .role-note,.premium-site .note,.premium-site .reading-caption,.premium-site .calc-controls .fine-print{color:#49645b}
.premium-site .trust{background:#fff;border-bottom-color:#d2e3d9}.premium-site .trust-grid>div{color:#123e33}.premium-site .trust-grid>div+div{border-color:#d2e3d9}.premium-site .trust-grid .icon{color:#18734f}
.premium-site .sec.alt,.premium-site[data-page-kind=legal] .sec.alt{background:#f4faf6}
.premium-site[data-page-kind=homepage] #process,.premium-site[data-page-kind=homepage] .sec:has(>.wrap>.feature-grid){background:#e5f5eb}
.premium-site[data-page-kind=homepage] .promo,.premium-site .cta-band,.premium-site .cta-box,.premium-site .calc-result,.premium-site .calc-out,.premium-site .reg,.premium-site .regulator-card,.premium-site .image-band{background:#0b392f;color:#d0e5d8}
.premium-site .promo-copy h2,.premium-site .promo-copy .feature-list h3,.premium-site .cta-box h2,.premium-site .cta-band h2,.premium-site .calc-result .big,.premium-site .calc-out .big,.premium-site .reg h2,.premium-site .regulator-card h2,.premium-site .image-band h2{color:#fff}
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.premium-site .promo-copy .icon,.premium-site .reg .icon,.premium-site .regulator-card .icon{color:#75d5a0;background:#ffffff0d}
.premium-site .reg a,.premium-site .regulator-card a{color:#a5dfbe}
.premium-site .decision-board{background:#eff9f3;border-color:#d2e3d9;color:#123e33}
.premium-site .decision-board .phone-title,.premium-site .decision-board .decision-heading{color:#123e33}
.premium-site .decision-board .decision-lines>span,.premium-site .decision-board .phone-lines>span{color:#49645b;border-color:#c9e0d2}.premium-site .decision-board small{color:#49645b}
.premium-site .icon{color:#18734f;background:#e5f5eb}.premium-site .primary-options .loan-card .icon,.premium-site .feature-card .icon{color:#18734f;background:none}
.premium-site .primary-options,.premium-site .feature-card,.premium-site .scenario-card .card-body,.premium-site .step,.premium-site .steps>li{border-color:#3bb873}
.premium-site .primary-options .loan-card,.premium-site .secondary-options .loan-card,.premium-site .related-grid>article,.premium-site .related-grid>a{border-color:#d2e3d9}
.premium-site .primary-options .loan-card:hover,.premium-site .location-index a:hover{background:#f4faf6}
.premium-site .step-number,.premium-site .blk-n,.premium-site .section-number{color:#18734f}
.premium-site .calc{background:#eff9f3;border-color:#d2e3d9}.premium-site .calc input[type=range]{accent-color:#18734f}.premium-site .calc input[type=number]{color:#123e33;border-color:#739f88}.premium-site .calc output{color:#18734f}.premium-site .calc-result .row{border-color:#406c57}.premium-site .calc-result .row strong{color:#fff}
.premium-site .reading-nav,.premium-site .page-section-toc{border-color:#d2e3d9}
.premium-site .prose strong,.premium-site .article-body strong,.premium-site .legal-prose strong{color:#123e33}
.premium-site .prose ul li::before,.premium-site .check-list li::before{background:#18734f;color:#fff}
.premium-site .prose th,.premium-site .legal-prose th{background:#e5f5eb;color:#123e33}.premium-site .prose td,.premium-site .legal-prose td{border-color:#d2e3d9;color:#49645b}.premium-site .tablewrap{border-color:#d2e3d9}
.premium-site .office-card,.premium-site .contact-card,.premium-site .google-map,.premium-site .office-map{border-color:#d2e3d9}.premium-site .map-placeholder,.premium-site .contact-illustration{background:#e5f5eb;color:#123e33}.premium-site .map-placeholder h3,.premium-site .contact-illustration h2{color:#123e33}
.premium-site .google-map figcaption,.premium-site .office-map>.google-map+div{color:#123e33}.premium-site .office-map>.google-map+div{border-color:#d2e3d9}.premium-site .office-map>.google-map+div p{color:#49645b}
.premium-site .faq,.premium-site .faq details{border-color:#d2e3d9}.premium-site .faq summary{color:#123e33}.premium-site .faq summary::after{color:#18734f;border-color:#739f88}.premium-site .faq details[open]{background:#f4faf6}
.premium-site .location-index a{color:#123e33;border-color:#d2e3d9}.premium-site .location-index a:hover{color:#18734f}
.premium-site .state-mini,.premium-site .state-mini svg,.premium-site svg.state-mini{color:#18734f;fill:#3bb873;stroke:#18734f}.premium-site .state-mini svg path,.premium-site svg.state-mini path,.premium-site .location-index a>svg path{fill:#3bb873;stroke:#18734f}
.premium-site .stmap,.premium-site .state-illustration{background:#dff2e7;color:#123e33;border-color:#c5dfcf}.premium-site .stmap .stsvg,.premium-site .state-illustration svg{color:#3bb873}.premium-site .stmap .stsvg path,.premium-site .state-illustration svg path{fill:#3bb873;stroke:#18734f}.premium-site .stmap-cap{color:#123e33}
.premium-site .gl-grid,.premium-site .rules-grid{border-color:#3bb873}.premium-site .gl,.premium-site .rule-card{border-color:#d2e3d9}.premium-site .gl-l,.premium-site .rule-card .label{color:#49645b}.premium-site .gl-v,.premium-site .rule-card strong,.premium-site .state-facts dd,.premium-site .state-general>summary{color:#123e33}.premium-site .state-general{border-color:#d2e3d9}
.premium-site .sbadge,.premium-site .status-label{background:#e5f5eb;color:#18734f;border-color:#3bb873}.premium-site .cmp-col,.premium-site .comparison-card,.premium-site .alt-card{background:#fff;border-color:#d2e3d9}.premium-site .comparison-track,.premium-site .cb-track{background:#e5f5eb}
.premium-site .pill,.premium-site .chips a{background:#fff;color:#18734f;border-color:#b7d5c3}.premium-site .pill:hover,.premium-site .chips a:hover{background:#eff9f3;color:#125e40;border-color:#18734f}
.premium-site .site-footer{background:#0b392f;color:#d0e5d8}.premium-site .site-footer p,.premium-site .site-footer address,.premium-site .site-footer .disclaimer p,.premium-site .footer-bottom,.premium-site .footer-bottom p{color:#d0e5d8}.premium-site .site-footer a{color:#d0e5d8}.premium-site .site-footer a:hover{color:#fff}.premium-site .site-footer .footer-links h2{color:#75d5a0}.premium-site .site-footer .disclaimer,.premium-site .footer-bottom{border-color:#406c57}.premium-site .site-footer strong{color:#fff}
@media(max-width:1050px){.premium-site .nav-toggle{color:#123e33;border-color:#739f88}.premium-site .nav,.premium-site .site-nav{background:#fff;border-color:#d2e3d9}.premium-site .nav-menu{background:#eff9f3}}
@media(max-width:760px){.premium-site .gl,.premium-site .rule-card{border-bottom-color:#d2e3d9!important}}

/* Give the selected lockup room; carry mint through the article navigation. */
.premium-site .site-header .brand img{width:230px}
.premium-site .reading-nav,.premium-site .page-section-toc{background:#f4faf6}
.premium-site .inner-note{background:#eff9f3}
@media(min-width:1051px) and (max-width:1250px){.premium-site .site-header .brand img{width:200px}}
@media(max-width:1050px){.premium-site .site-header .brand img{width:190px}}
@media(max-width:359px){.premium-site .site-header .brand img{width:170px}}

/* Cyan and green balance, 2026-11-01: both colors in the selected sprout logo
   retain distinct roles. Cyan leads entry actions and navigation; green marks
   supporting decisions and process. Alternate blue and green surfaces. */
body.premium-site{--brand-blue:#16afe5;--brand-green:#3bb873;--accent:#086e95;--accent-hover:#075875}
.premium-site ::selection{background:#bfeafa;color:#073e55}
.premium-site .nav>a:not(.btn),.premium-site .nav-dropdown>button{color:#073e55}
.premium-site .nav>a:not(.btn):hover,.premium-site .nav-dropdown>button:hover{background:#eef9fd;color:#086e95}
.premium-site .nav .btn,.premium-site .site-nav .btn,.premium-site .hero .btn-primary,.premium-site .hero .btn-gold,.premium-site .inner-hero .btn-primary{background:#16afe5;color:#073e55;border-color:#086e95}
.premium-site .nav .btn:hover,.premium-site .site-nav .btn:hover,.premium-site .hero .btn-primary:hover,.premium-site .hero .btn-gold:hover,.premium-site .inner-hero .btn-primary:hover{background:#54c4ed;color:#073e55;border-color:#086e95}
.premium-site .hero .btn-secondary,.premium-site .hero .btn-line{color:#18734f;border-color:#18734f}
.premium-site .hero .btn-secondary:hover,.premium-site .hero .btn-line:hover{background:#dff2e7;color:#123e33;border-color:#18734f}
.premium-site[data-page-kind=homepage] .hero,.premium-site:not([data-page-kind=homepage]) .hero,.premium-site .inner-hero,.premium-site[data-page-kind=legal] .hero.no-photo,.premium-site[data-page-kind=legal] .inner-hero.no-photo{background:#eef9fd}
.premium-site .hero h1,.premium-site .inner-hero h1{color:#073e55}
.premium-site .hero-title .accent{color:#18734f}
.premium-site .hero-details{border-top-color:#bddce8}
.premium-site .primary-options .loan-card .icon,.premium-site .scenario-card .card-body>.icon{color:#086e95}
.premium-site .reading-nav,.premium-site .page-section-toc{background:#eef9fd;border-color:#bddce8}
.premium-site .prose th,.premium-site .legal-prose th{background:#e5f4fa;color:#073e55}
.premium-site .calc{background:#eef9fd;border-color:#bddce8}.premium-site .calc input[type=number]{color:#073e55}
.premium-site .cta-band,.premium-site .cta-box,.premium-site .calc-result,.premium-site .calc-out,.premium-site .image-band{background:#073e55;color:#c5e2ec}
.premium-site .cta-box p,.premium-site .cta-band p,.premium-site .cta-act>small,.premium-site .calc-result .fine-print,.premium-site .calc-result .lbl,.premium-site .calc-result .row,.premium-site .image-band p,.premium-site .image-band .fine-print{color:#c5e2ec}
.premium-site .calc-result .row{border-color:#4d7b8e}
.premium-site .state-mini,.premium-site .state-mini svg,.premium-site svg.state-mini{color:#16afe5;fill:#16afe5;stroke:#073e55}
.premium-site .state-mini svg path,.premium-site svg.state-mini path,.premium-site .location-index a>svg path{fill:#16afe5;stroke:#073e55}
.premium-site .stmap .stsvg,.premium-site .state-illustration svg{color:#16afe5}.premium-site .stmap .stsvg path,.premium-site .state-illustration svg path{fill:#16afe5;stroke:#073e55}
.premium-site .site-footer{background:#073e55;color:#c5e2ec}
.premium-site .site-footer p,.premium-site .site-footer address,.premium-site .site-footer .disclaimer p,.premium-site .footer-bottom,.premium-site .footer-bottom p,.premium-site .site-footer a{color:#c5e2ec}
.premium-site .site-footer a:hover{color:#fff}.premium-site .site-footer .footer-links h2{color:#75d5a0}.premium-site .site-footer .disclaimer,.premium-site .footer-bottom{border-color:#4d7b8e}

/* Footer logo: transparent lockup with white lettering on the existing navy. */
.premium-site .site-footer .brand{background:transparent;padding:0;border-radius:0}
.premium-site .site-footer .brand img{width:230px;max-width:100%;height:auto;aspect-ratio:3/1;object-fit:contain;object-position:center}

/* Authorized service-role disclosure: readable text, no collapsed legal notice. */
.premium-site .site-footer .disclaimer{columns:auto;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px 36px}
.premium-site .site-footer .disclaimer h2{grid-column:1/-1;margin:0;font-size:18px;line-height:1.4;letter-spacing:0;color:#fff}
.premium-site .site-footer .disclaimer p{margin:0;font-size:12.5px;line-height:1.8;break-inside:avoid;color:#c5e2ec}
.premium-site .site-footer .disclaimer a{color:#fff;text-decoration:underline;text-underline-offset:3px}
@media(max-width:760px){.premium-site .site-footer .disclaimer{grid-template-columns:1fr;gap:18px}}

/* Logo-led visual system, 2026-11-01: cyan and green own real page surfaces. */
.premium-site[data-page-kind=homepage] .hero,.premium-site:not([data-page-kind=homepage]) .hero,.premium-site .inner-hero,.premium-site[data-page-kind=legal] .hero.no-photo,.premium-site[data-page-kind=legal] .inner-hero.no-photo{background:#def3fc}
.premium-site .site-header{border-bottom:3px solid #3bb873}
.premium-site .trust{background:#d6f2e2;border-color:#abd9c0}.premium-site .trust-grid>div{color:#073e55}.premium-site .trust-grid>div+div{border-color:#9fceb4}
.premium-site[data-page-kind=homepage] .promo{background:#3bb873;color:#123e33}
.premium-site .promo-copy h2,.premium-site .promo-copy .feature-list h3{color:#073e55}
.premium-site .promo-copy>p,.premium-site .promo-copy .feature-list p,.premium-site .promo-copy .fine-print{color:#123e33}
.premium-site .promo-copy .icon{color:#073e55;background:#ffffff35}
.premium-site .decision-board{background:#fff;border-color:#fff;color:#073e55}
.premium-site .decision-board .phone-title,.premium-site .decision-board .decision-heading{color:#073e55}
.premium-site .promo-copy .btn{background:#16afe5;color:#073e55;border-color:#073e55}.premium-site .promo-copy .btn:hover{background:#54c4ed;color:#073e55;border-color:#073e55}
.premium-site .cta-band,.premium-site .cta-box,.premium-site .image-band{background:#16afe5;color:#073e55}
.premium-site .cta-box h2,.premium-site .cta-band h2,.premium-site .image-band h2{color:#073e55}
.premium-site .cta-box p,.premium-site .cta-band p,.premium-site .cta-act>small,.premium-site .image-band p,.premium-site .image-band .fine-print{color:#073e55}
.premium-site .cta-box .btn,.premium-site .cta-band .btn,.premium-site .image-band .btn{background:#3bb873;color:#073e55;border-color:#073e55}
.premium-site .cta-box .btn:hover,.premium-site .cta-band .btn:hover,.premium-site .image-band .btn:hover{background:#75ce9d;color:#073e55;border-color:#073e55}
.premium-site[data-page-kind=homepage] #process,.premium-site[data-page-kind=homepage] .sec:has(>.wrap>.feature-grid){background:#d6f2e2}
.premium-site .sec.alt,.premium-site[data-page-kind=legal] .sec.alt{background:#edf8f1}
.premium-site .primary-options .loan-card:nth-child(2) .icon{color:#18734f}
.premium-site .prose th,.premium-site .legal-prose th{background:#dcf3fc}.premium-site .reading-nav,.premium-site .page-section-toc{background:#dcf3fc}
.premium-site .stmap,.premium-site .state-illustration{background:#d1eedc;border-color:#a4d5b9}
.premium-site .calc{background:#dcf3fc}.premium-site .calc-result,.premium-site .calc-out{background:#073e55;color:#fff}
.premium-site .brand-request-float{position:fixed;left:24px;bottom:24px;z-index:70;display:inline-flex;align-items:center;justify-content:space-between;gap:20px;min-height:60px;padding:9px 9px 9px 22px;border:1px solid #073e55;border-radius:999px;background:#16afe5;color:#073e55;font-size:14px;font-weight:800;line-height:1.25;text-decoration:none;box-shadow:0 8px 24px #073e552b;transition:background-color .16s ease,box-shadow .16s ease}
.premium-site .brand-request-float:hover{background:#54c4ed;color:#073e55;box-shadow:0 10px 28px #073e5538}
.premium-site .brand-request-float:focus-visible{outline:3px solid #073e55;outline-offset:4px}
.premium-site .brand-request-float .request-arrow{display:grid;place-items:center;flex:none;width:40px;height:40px;border-radius:50%;background:#3bb873;color:#073e55}
.premium-site .brand-request-float svg{width:21px;height:21px}
.premium-site .brand-request-float[hidden],body[data-menu-open] .brand-request-float{display:none}
body:has(.brand-request-float) .site-footer{padding-bottom:108px}
@media(max-width:760px){.premium-site .brand-request-float{left:16px;bottom:max(14px,env(safe-area-inset-bottom));width:calc(100% - 32px);max-width:350px;min-height:58px;padding-left:20px;font-size:14px}body:has(.brand-request-float) .site-footer{padding-bottom:104px}}
@media(prefers-reduced-motion:reduce){.premium-site .brand-request-float{transition:none}}

.premium-site .brand-request-float:focus-visible{outline:3px solid #fff;outline-offset:2px}
.premium-site .brand-request-float:focus-visible::after{content:"";position:absolute;inset:-7px;border:2px solid #073e55;border-radius:inherit;pointer-events:none}

/* Refined block composition, 2026-11-01. Existing content and routes retained. */
.premium-site .sec{padding-block:88px}.premium-site .sec-head{margin-bottom:38px}.premium-site .sec-head h2{max-width:25ch;text-wrap:balance}
.premium-site .hero-photo,.premium-site .hero-photo img{border-radius:16px}
.premium-site .decision-board{border:0;border-radius:16px;box-shadow:0 14px 40px #073e5520;padding:44px}
.premium-site .scenario-card>img{border-radius:16px}.premium-site .scenario-card .card-body{padding-top:26px;margin-top:22px}.premium-site .scenario-card h3{font-size:24px;letter-spacing:-.025em}
.premium-site .steps{gap:0;border-block:1px solid #a9d6bd}.premium-site .step,.premium-site .steps>li{border:0;border-inline-end:1px solid #a9d6bd;padding:28px}.premium-site .step:last-child,.premium-site .steps>li:last-child{border-inline-end:0}
.premium-site .step-number{display:inline-flex;align-items:center;justify-content:center;min-width:34px;min-height:34px;padding:8px;border:1px solid #a9d6bd;border-radius:50%;background:#fff;color:#18734f;font-size:12px;line-height:1;margin-bottom:18px}
.premium-site .primary-options{border:1px solid #bddce8;border-radius:16px;overflow:hidden;background:#fff}.premium-site .primary-options .loan-card{padding:28px;gap:24px}.premium-site .primary-options .loan-card:last-child{border-bottom:0}.premium-site .primary-options .loan-card:nth-child(2){background:#f2faf5}.premium-site .primary-options .loan-card h3{font-size:25px}.premium-site .primary-options .card-link{padding:11px 16px;border:1px solid #086e95;border-radius:999px;background:#fff;color:#073e55;font-size:13px}
.premium-site .feature-grid{gap:32px}.premium-site .feature-card{padding-top:26px}.premium-site .feature-card h3{font-size:22px;letter-spacing:-.025em}
.premium-site .calc{overflow:hidden;border:1px solid #bddce8;border-radius:16px;box-shadow:none}.premium-site .calc-controls,.premium-site .calc-in,.premium-site .calc-result,.premium-site .calc-out{padding:40px}.premium-site .calc input[type=number]{border-radius:8px}
.premium-site .related-grid{gap:20px}.premium-site .related-grid>article,.premium-site .related-grid>a{min-width:0;padding:26px;border:1px solid #c9e0e9;border-radius:16px;background:#fff;box-shadow:none;overflow-wrap:anywhere}.premium-site .related-grid>a:hover{background:#eef9fd;border-color:#086e95}
.premium-site .reading-nav,.premium-site .page-section-toc{border:1px solid #bddce8;border-radius:12px;padding:26px 28px}
.premium-site .office-card,.premium-site .contact-card{padding:36px;border-radius:16px}.premium-site .office-map,.premium-site .google-map{border-radius:16px}
.premium-site .location-index{grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}.premium-site .location-index li{min-width:0}.premium-site .location-index a{height:100%;min-height:104px;padding:20px;border:1px solid #c9e0e9;border-radius:12px;background:#fff;box-shadow:none;font-size:14px;line-height:1.5}.premium-site .location-index a:hover{background:#eef9fd;border-color:#086e95}
.premium-site .stmap,.premium-site .state-illustration{border-radius:16px}.premium-site .gl-grid,.premium-site .rules-grid{border:1px solid #a9d6bd;border-radius:16px;overflow:hidden;background:#fff}.premium-site .gl,.premium-site .rule-card{padding:26px}.premium-site .state-facts dd{font-size:18px;line-height:1.55}
.premium-site .faq{border:1px solid #c9e0e9;border-radius:16px;overflow:hidden;background:#fff}.premium-site .faq details{border-bottom:1px solid #c9e0e9}.premium-site .faq details:last-child{border-bottom:0}.premium-site .faq summary{padding:24px 28px}.premium-site .faq .ans{padding:0 28px 26px}.premium-site .faq .ans p{padding:0;margin:0;font-size:15px;line-height:1.8}
@media(max-width:1050px){.premium-site .primary-options .loan-card{padding:24px;gap:20px}.premium-site .primary-options .loan-card h3{font-size:23px}.premium-site .location-index{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media(max-width:760px){.premium-site .sec{padding-block:60px}.premium-site .sec-head{margin-bottom:28px}.premium-site .sec-head h2{max-width:100%}.premium-site .decision-board{padding:28px}.premium-site .step,.premium-site .steps>li{padding:24px 0;border-inline-end:0;border-bottom:1px solid #a9d6bd}.premium-site .step:last-child,.premium-site .steps>li:last-child{border-bottom:0}.premium-site .primary-options .loan-card{padding:24px;gap:14px}.premium-site .primary-options .loan-card h3{font-size:23px}.premium-site .primary-options .card-link{justify-self:start;padding:10px 14px}.premium-site .calc-controls,.premium-site .calc-in,.premium-site .calc-result,.premium-site .calc-out{padding:26px}.premium-site .related-grid>article,.premium-site .related-grid>a{padding:24px}.premium-site .reading-nav,.premium-site .page-section-toc{padding:22px}.premium-site .office-card,.premium-site .contact-card{padding:26px}.premium-site .location-index{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.premium-site .location-index a{padding:16px;gap:12px;font-size:13px}.premium-site .gl,.premium-site .rule-card{padding:24px}.premium-site .faq summary{padding:22px}.premium-site .faq .ans{padding:0 22px 24px}}
@media(max-width:359px){.premium-site .location-index a{padding:14px;gap:8px;font-size:12px}.premium-site .primary-options .loan-card{padding:20px}}

@media(max-width:760px){.premium-site .brand-request-float{width:auto;max-width:calc(100% - 32px)}}
@media(max-width:359px){.premium-site .brand-request-float{min-height:52px;padding:7px 7px 7px 16px;gap:10px;font-size:12px}.premium-site .brand-request-float .request-arrow{width:34px;height:34px}.premium-site .brand-request-float svg{width:19px;height:19px}}

.premium-site .step-number{align-self:start;justify-self:start;width:36px;height:36px;min-width:36px;min-height:36px;padding:0;flex:none}

/* Visible orange header request action; logo colors elsewhere are retained. */
.premium-site .site-header .bar{gap:20px}
.premium-site .site-header .nav{margin-left:auto}
.premium-site .site-header .header-request{flex:none;display:inline-flex;align-items:center;justify-content:center;min-height:46px;margin:0;padding:12px 20px;border:1px solid #a84b05;border-radius:8px;background:#ff9e3d;color:#073e55;font-size:13px;font-weight:800;line-height:1.2;text-decoration:none;white-space:nowrap}
.premium-site .site-header .header-request:hover{background:#ffb764;color:#073e55;border-color:#a84b05}
.premium-site .site-header .header-request:focus-visible{outline:3px solid #073e55;outline-offset:4px}
.premium-site .header-request-short{display:none}
@media(max-width:1050px){.premium-site .site-header .bar{gap:12px}.premium-site .site-header .brand{order:1}.premium-site .site-header .header-request{order:2;margin-left:auto}.premium-site .site-header .nav-toggle{order:3}.premium-site .site-header .nav{order:4;margin-left:0}}
@media(max-width:760px){.premium-site .site-header .brand img{width:148px}.premium-site .site-header .header-request{min-height:42px;padding:10px 12px;font-size:12px}.premium-site .header-request-full{display:none}.premium-site .header-request-short{display:inline}.premium-site .site-header .nav-toggle{width:40px;height:40px;border-radius:8px}}
@media(max-width:359px){.premium-site .site-header .bar{gap:8px}.premium-site .site-header .brand img{width:125px}.premium-site .site-header .nav-toggle{width:38px;height:40px}.premium-site .site-header .header-request{padding:10px}}

/* Refined header request button, 2026-11-02; brand navy and green. */
.premium-site .site-header .header-request{min-height:48px;padding:8px 10px 8px 20px;gap:14px;border:0;border-radius:12px;background:#073e55;color:#fff;font-weight:700;box-shadow:0 6px 16px #073e5529;transition:background-color .16s ease,box-shadow .16s ease,transform .16s ease}
.premium-site .site-header .header-request::after{content:"";display:block;flex:none;width:30px;height:30px;border-radius:50%;background:#3bb873 url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23073e55' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12h14M13 6l6 6-6 6'/%3E%3C/svg%3E") center/16px 16px no-repeat}
.premium-site .site-header .header-request:hover{background:#09516d;color:#fff;box-shadow:0 8px 20px #073e5533}
.premium-site .site-header .header-request:active{transform:translateY(1px);box-shadow:0 3px 8px #073e5529}
.premium-site .site-header .header-request:focus-visible{outline:3px solid #16afe5;outline-offset:4px}
@media(max-width:760px){.premium-site .site-header .header-request{min-height:44px;padding:6px 8px 6px 12px;gap:8px}.premium-site .site-header .header-request::after{width:26px;height:26px;background-size:15px 15px}}
@media(max-width:359px){.premium-site .site-header .header-request{padding:6px;gap:4px}.premium-site .site-header .header-request::after{width:18px;height:18px;background-size:12px 12px}}
@media(prefers-reduced-motion:reduce){.premium-site .site-header .header-request{transition:none}.premium-site .site-header .header-request:active{transform:none}}