/* Fresh Hope Financial premium layer. Informational pages only; loaded last.
   Shared content, form document, IDs and route semantics remain authoritative. */
body.premium-site{--forest:#123f38;--accent:#08765e;--accent-hover:#055a48;--mint:#f3f5ef;--mint-deep:#e5eee4;--ink:#142e29;--muted:#526760;--line:#d5dfd5;--radius:12px;--shadow:0 8px 24px #123f3809;background:#fffefb;color:var(--muted);font-family:Manrope,Arial,sans-serif;font-size:16px;line-height:1.75}
.premium-site :is(h1,h2,h3,h4){color:var(--ink);text-wrap:balance}.premium-site h1,.premium-site h2{font-weight:800;letter-spacing:-0.04em}.premium-site h2{font-size:42px;line-height:1.14}.premium-site h3{font-weight:750;letter-spacing:-0.035em}.premium-site a{transition:color .16s,background-color .16s,border-color .16s}.premium-site :focus-visible{outline:3px solid #0398c5;outline-offset:5px}.premium-site main{overflow:clip}.premium-site :is(.container,.wrap){width:min(1200px,calc(100% - 80px))}.premium-site .narrow{width:min(820px,calc(100% - 80px));max-width:70ch}.premium-site .sec{padding:104px 0}.premium-site .alt{background:#f3f5ef}.premium-site .sec-head{max-width:760px;margin-bottom:46px}.premium-site .sec-head h2{margin-bottom:16px}.premium-site .sec-head p{font-size:17px;max-width:640px;margin-inline:auto}.premium-site .kicker{background:none;border-radius:0;padding:0;font-size:11px;letter-spacing:.1em}.premium-site .fine-print,.premium-site .micro,.premium-site .note{color:#65796f}.premium-site .btn{border-radius:7px;min-height:54px;padding:16px 27px;font-weight:800;font-size:14px;box-shadow:none;letter-spacing:-0.01em}.premium-site .btn-primary,.premium-site .btn-gold{background:var(--accent);color:white;box-shadow:none}.premium-site .btn-primary:hover,.premium-site .btn-gold:hover{background:var(--forest);color:white}.premium-site .btn-secondary,.premium-site .btn-line{background:transparent;border-color:#afc1b4;color:var(--forest)}.premium-site .btn-secondary:hover,.premium-site .btn-line:hover{background:#e7eee4;border-color:var(--forest)}.premium-site .card-link,.premium-site .more,.premium-site .arrow-link{display:inline-flex;align-items:center;gap:7px;font-size:13px;line-height:1.7;letter-spacing:0;font-weight:800;text-decoration:none}.premium-site .icon{width:44px;height:44px;padding:10px;border-radius:8px;background:#e5eee3;color:var(--accent)}.premium-site .icon svg{width:24px;height:24px}
/* Quiet, precise navigation keeps the historical cyan/green logo intact. */
.premium-site .site-header{height:90px;background:#fffefb;border-bottom:1px solid var(--line)}.premium-site .site-header>.wrap{width:min(1320px,calc(100% - 80px))}.premium-site .brand img,.premium-site .brand-logo{width:210px;aspect-ratio:641/175;object-fit:cover}.premium-site .nav{gap:4px}.premium-site .nav>a:not(.btn),.premium-site .nav-dropdown>button{font-size:13px;padding:12px 11px;letter-spacing:-0.015em}.premium-site .nav .btn{min-height:46px;padding:12px 21px;font-size:13px;margin-left:12px}.premium-site .nav-menu{padding:8px;border-radius:8px;background:#fffefb;box-shadow:0 18px 35px #163f3815}.premium-site .nav-menu a{border-radius:4px;font-size:13px}
/* Homepage opening: oversized editorial type and a generous portrait. */
.premium-site[data-page-kind=homepage] .hero{padding:54px 0 70px;background:#f1f4ec}.premium-site[data-page-kind=homepage] .hero-grid{grid-template-columns:1.12fr 1fr;gap:56px;min-height:680px;align-items:center}.premium-site[data-page-kind=homepage] .hero-copy h1,.premium-site[data-page-kind=homepage] .hero-title{font-size:clamp(60px,5.6vw,84px);line-height:1.015;letter-spacing:-0.04em;max-width:660px;margin-bottom:28px;text-wrap:normal}.premium-site .hero-title .accent{color:var(--accent)}.premium-site[data-page-kind=homepage] .hero-copy>p:not(.role-note):not(.fine-print):not(.micro):not(.note){font-size:18px;line-height:1.75;max-width:520px;margin-bottom:0}.premium-site[data-page-kind=homepage] .hero-copy .actions{margin-top:30px;gap:12px}.premium-site[data-page-kind=homepage] .hero-photo{height:680px;border-radius:12px;box-shadow:none;background:#d5e0ce}.premium-site[data-page-kind=homepage] .hero-photo img{object-fit:cover;object-position:center}.premium-site .hero-media>.hero-badge,.premium-site .hero-media>.fchip{display:none}.premium-site .hero-details{display:flex;flex-wrap:wrap;gap:10px 22px;padding-top:26px;margin-top:24px;border-top:1px solid #becdbd}.premium-site .hero-details .hero-badge,.premium-site .hero-details .fchip,.premium-site .hero-details .badge{position:static;max-width:none;border:0;box-shadow:none;border-radius:0;background:transparent;padding:0;color:var(--forest);font-size:12px;font-weight:700;line-height:1.7;display:inline-flex;align-items:center;gap:8px}.premium-site .hero-details .icon{width:17px;height:17px;padding:0;background:none}.premium-site .hero-details .icon svg{width:17px;height:17px}.premium-site .hero-details .role-note{flex-basis:100%;max-width:540px;font-size:11px!important;line-height:1.65!important;margin:8px 0 0;color:#526b5d}.premium-site .trust{background:#fffefb;border-bottom:1px solid var(--line)}.premium-site .trust-grid{width:min(1200px,calc(100% - 80px));padding-block:27px;gap:20px}.premium-site .trust-grid>div{font-size:12px;font-weight:700;gap:10px}.premium-site .trust-grid>div+div{border-left:1px solid var(--line);padding-left:22px}.premium-site .trust-grid .icon{background:none;width:22px;height:22px;padding:0}
/* Decision board replaces the decorative phone with a useful visual hierarchy. */
.premium-site[data-page-kind=homepage] .promo{background:#123f38;color:#bed0c5;padding:100px 0}.premium-site .promo-grid,.premium-site .promo-in{grid-template-columns:.9fr 1.1fr;gap:96px}.premium-site .promo-copy h2{font-size:48px;line-height:1.12;color:#fffef6;max-width:570px}.premium-site .promo-copy>p{font-size:17px;line-height:1.8;max-width:560px;color:#c5d6cb}.premium-site .promo-copy .feature-list{gap:20px;margin-block:30px}.premium-site .promo-copy .feature-list h3{color:#f7fbef;font-size:14px;letter-spacing:-0.02em}.premium-site .promo-copy .feature-list p{font-size:13px;color:#bed0c5}.premium-site .promo-copy .icon{background:#ffffff0d;color:#a4d4ba;width:38px;height:38px;padding:9px;border-radius:4px}.premium-site .promo-copy .btn{background:#d5efcc;color:#173f34}.premium-site .promo-copy .btn:hover{background:white}.premium-site .promo-copy .fine-print{color:#b4cabc;font-size:11px;margin-top:15px}.premium-site .decision-board{padding:42px;background:#f1f3e8;color:var(--forest);border:1px solid #f6f6ec;border-radius:10px;position:relative;min-height:540px;display:flex;flex-direction:column;justify-content:center;gap:24px}.premium-site .decision-board>img,.premium-site .decision-board .brand img{width:210px;max-width:100%;aspect-ratio:641/175;object-fit:cover;margin-bottom:12px}.premium-site .decision-board .phone-title,.premium-site .decision-board .decision-heading{font-size:56px;font-weight:800;line-height:1.05;letter-spacing:-0.04em;color:var(--forest);margin:0 0 30px}.premium-site .decision-lines,.premium-site .decision-board .phone-lines{display:grid;gap:0;margin:0 0 28px;text-align:left}.premium-site .decision-lines>span,.premium-site .decision-board .phone-lines>span{padding:15px 0;background:none;border:0;border-bottom:1px solid #c7d3bf;border-radius:0;color:#284f3b;font-size:13px;line-height:1.7}.premium-site .decision-board .btn{align-self:flex-start;background:var(--accent);color:white}.premium-site .decision-board small{display:block;color:#5c7463;font-size:11px;line-height:1.6;margin-top:12px}.premium-site .decision-board .phone-screen{background:none;border:0;padding:0;border-radius:0}.premium-site .decision-board .phone-notch{display:none}
/* Photographic editorial cards vary in height, retaining all existing content. */
.premium-site[data-page-kind=homepage] .scenario-grid{grid-template-columns:1.2fr 1fr 1fr;gap:32px;align-items:start}.premium-site .scenario-card{border:0;border-radius:0;background:transparent;overflow:visible;box-shadow:none}.premium-site .scenario-card:hover{border:0;box-shadow:none}.premium-site .scenario-card>img{height:270px;border-radius:8px;object-fit:cover}.premium-site .scenario-card:first-child>img{height:360px}.premium-site .scenario-card:nth-child(3){padding-top:60px}.premium-site .scenario-card .card-body{padding:24px 0 0;border-top:1px solid var(--line);margin-top:20px}.premium-site .scenario-card .card-body>.icon{position:static;box-shadow:none;background:none;width:24px;height:24px;padding:0;margin-bottom:16px;color:var(--accent)}.premium-site .scenario-card h3{font-size:23px;line-height:1.3;margin-bottom:12px}.premium-site .scenario-card p{font-size:14px;line-height:1.8;margin-bottom:18px;max-width:310px}.premium-site .photo-note{text-align:left;color:#708074;font-size:10px;margin-top:30px}
.premium-site[data-page-kind=homepage] #process{background:#e8eee2}.premium-site[data-page-kind=homepage] #process .sec-head{text-align:left;max-width:none;display:block}.premium-site[data-page-kind=homepage] #process .sec-head h2{max-width:580px;font-size:50px}.premium-site .steps{gap:50px}.premium-site .step,.premium-site .steps>li{border-top:1px solid #809c87;padding-top:22px}.premium-site .step-number{font-size:68px;line-height:1;color:#74977f;font-weight:600;letter-spacing:-0.04em;margin-bottom:25px}.premium-site .step h3{font-size:21px;line-height:1.4;margin-bottom:15px}.premium-site .step p{font-size:14px;line-height:1.8;max-width:330px}
/* Primary topics become editorial rows; five supporting topics stay compact. */
.premium-site[data-page-kind=homepage] #types{background:#fffefb}.premium-site[data-page-kind=homepage] #types>.wrap>.sec-head{text-align:left;margin-left:0;max-width:770px}.premium-site .primary-options{display:grid;grid-template-columns:1fr;gap:0;margin-bottom:52px;border-top:1px solid #a7bdab}.premium-site .primary-options .loan-card{display:grid;grid-template-columns:46px minmax(180px,.85fr) minmax(220px,1.35fr) auto;align-items:center;gap:26px;border:0;border-bottom:1px solid #bfcfbe;border-radius:0;padding:31px 0;background:none;box-shadow:none}.premium-site .primary-options .loan-card:hover{box-shadow:none}.premium-site .primary-options .loan-card h3{margin:0;font-size:27px;line-height:1.25}.premium-site .primary-options .loan-card p{font-size:14px;line-height:1.8;margin:0;max-width:430px}.premium-site .primary-options .loan-card .card-link{white-space:nowrap}.premium-site .primary-options .loan-card .icon{background:none;padding:0;color:var(--accent);width:30px;height:30px}.premium-site .secondary-options{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0 32px}.premium-site .secondary-options .loan-card{border:0;border-top:1px solid var(--line);padding:25px 0;background:none;border-radius:0;box-shadow:none}.premium-site .secondary-options .loan-card .icon{display:none}.premium-site .secondary-options .loan-card h3{font-size:19px;margin:0 0 12px;line-height:1.4}.premium-site .secondary-options .loan-card p{font-size:13px;line-height:1.8;margin-bottom:15px}.premium-site .feature-grid{gap:38px}.premium-site .feature-card{padding:26px 0 0;border:0;border-top:1px solid #9eb59f;background:none;border-radius:0;box-shadow:none}.premium-site .feature-card .icon{background:none;padding:0;width:30px;height:30px;margin-bottom:25px;color:var(--accent)}.premium-site .feature-card h3{font-size:20px;line-height:1.4;margin:0 0 15px}.premium-site .feature-card p{font-size:13px;line-height:1.8}.premium-site[data-page-kind=homepage] .sec:has(>.wrap>.feature-grid){background:#f1f3ea}
/* A single deliberate contrast panel carries the working calculator. */
.premium-site .cta-wrap{width:min(1280px,calc(100% - 80px));padding-block:32px}.premium-site .cta-box{background:#163f35;border-radius:10px;padding:46px 50px;gap:40px}.premium-site .cta-box h2{font-size:36px;line-height:1.2;color:#f7f9ec;margin-bottom:14px;max-width:720px}.premium-site .cta-box p{font-size:14px;line-height:1.8;color:#cfddcf;max-width:680px}.premium-site .cta-box .btn{background:#e1efd4;color:#163f35}.premium-site .cta-act>small{color:#bdd2c0;font-size:10px}.premium-site #calculator{background:#fffefb;padding-top:90px}.premium-site #calculator .sec-head{text-align:left;max-width:none;margin-bottom:38px}.premium-site #calculator .sec-head h2{max-width:660px}.premium-site #calculator .sec-head p{margin-left:0;max-width:620px}.premium-site .calc{grid-template-columns:1.1fr 1fr;background:#f3f5ec;box-shadow:none;border:1px solid #cbd7c8;border-radius:10px}.premium-site .calc-controls{padding:45px 48px}.premium-site .calc .fld{margin-bottom:32px}.premium-site .calc .fld>label{font-size:13px;font-weight:700}.premium-site .calc output{font-size:23px;color:var(--forest)}.premium-site .calc input[type=range]{height:5px;margin-top:24px;accent-color:var(--accent)}.premium-site .calc input[type=number]{border-radius:5px;border-color:#b9cdb9;background:#fffefb;min-height:48px;color:var(--ink)}.premium-site .calc .fine-print{font-size:11px;line-height:1.8}.premium-site .calc-result{background:#123f38;padding:45px 48px;text-align:left;display:flex;flex-direction:column;justify-content:center}.premium-site .calc-result .lbl{color:#bed3c3;font-size:10px;letter-spacing:.11em}.premium-site .calc-result .big{font-size:76px;line-height:1.1;letter-spacing:-0.04em;color:#f5f9e9;margin:18px 0 32px}.premium-site .calc-result .row{font-size:13px;line-height:1.7;padding:17px 0;border-color:#5c7b66;color:#c6d8c9}.premium-site .calc-result .row strong{font-size:16px;color:white}.premium-site .calc-result .fine-print{color:#bbcfbf;margin:24px 0}.premium-site .calc-result>.btn{align-self:flex-start;background:#d6ebcb;color:#173f34}
/* Inner pages read as restrained editorial documents, with useful navigation. */
.premium-site:not([data-page-kind=homepage]) .hero,.premium-site .inner-hero{background:#f1f4ec;padding:48px 0 64px}.premium-site:not([data-page-kind=homepage]) .hero h1,.premium-site .inner-hero h1{font-size:58px;line-height:1.06;letter-spacing:-0.04em;margin-bottom:25px}.premium-site:not([data-page-kind=homepage]) .hero-photo,.premium-site .inner-photo{border-radius:10px;box-shadow:none;height:570px}.premium-site:not([data-page-kind=homepage]) .hero-grid,.premium-site .inner-grid{gap:64px;min-height:570px;grid-template-columns:1.12fr 1fr}.premium-site:not([data-page-kind=homepage]) .hero-copy>p:not(.role-note):not(.fine-print):not(.micro):not(.note){font-size:18px;line-height:1.8}.premium-site .breadcrumbs,.premium-site .crumbs{font-size:11px;letter-spacing:.01em;margin-bottom:32px;color:#5f7665}.premium-site :is(.prose,.article-body){max-width:70ch;font-size:17px;line-height:1.85}.premium-site .prose h2,.premium-site .article-body h2,.premium-site .legal-prose h2{font-size:34px;line-height:1.2;letter-spacing:-0.04em;margin-bottom:24px;text-wrap:balance}.premium-site .prose h3,.premium-site .article-body h3{font-size:23px;line-height:1.35}.premium-site .prose p,.premium-site .prose li,.premium-site .article-body p,.premium-site .article-body li{font-size:16px;line-height:1.9}.premium-site .prose p{margin-bottom:24px}.premium-site .prose ul li,.premium-site .check-list li{margin-bottom:13px;padding-left:28px}.premium-site .prose ul li::before,.premium-site .check-list li::before{width:16px;height:16px;top:7px;font-size:10px;border-radius:3px}.premium-site :is([data-page-kind=topic],[data-page-kind=process],[data-page-kind=company],[data-page-kind=contact],[data-page-kind=city]) .sec.alt{background:#fffefb}.premium-site :is([data-page-kind=topic],[data-page-kind=process],[data-page-kind=company],[data-page-kind=contact],[data-page-kind=city]) .sec+.sec{border-top:1px solid var(--line)}.premium-site[data-page-kind=topic] .sec.alt,.premium-site[data-page-kind=process] .sec.alt,.premium-site[data-page-kind=company] .sec.alt,.premium-site[data-page-kind=contact] .sec.alt,.premium-site[data-page-kind=city] .sec.alt{background:#fffefb}.premium-site[data-page-kind=topic] .sec+.sec,.premium-site[data-page-kind=process] .sec+.sec,.premium-site[data-page-kind=company] .sec+.sec,.premium-site[data-page-kind=contact] .sec+.sec,.premium-site[data-page-kind=city] .sec+.sec{border-top:1px solid #e0e6db}.premium-site:not([data-page-kind=homepage]) .sec{padding:76px 0}.premium-site .reading-nav,.premium-site .page-section-toc{border:1px solid var(--line);border-left:3px solid var(--accent);padding:22px 26px;background:#f3f5ed;border-radius:0;margin:30px 0}.premium-site .reading-nav h2,.premium-site .page-section-toc h2{font-size:16px;letter-spacing:-0.02em;margin:0 0 14px}.premium-site .reading-nav ul,.premium-site .page-section-toc ul{list-style:none;margin:0;padding:0;columns:2;column-gap:24px}.premium-site .reading-nav li,.premium-site .page-section-toc li{break-inside:avoid;margin:0;padding:0}.premium-site .reading-nav li::before,.premium-site .page-section-toc li::before{content:none}.premium-site .reading-nav a,.premium-site .page-section-toc a{font-size:12px;line-height:1.6;display:block;text-decoration:none;padding:7px 0;font-weight:700}.premium-site .tablewrap{border-radius:6px;border-color:#c7d5c5}.premium-site .prose th,.premium-site .legal-prose th{background:#e7eee1;font-size:12px;color:var(--forest);padding:16px}.premium-site .prose td,.premium-site .legal-prose td{font-size:13px;line-height:1.75;padding:16px;border-color:#d3dfcc}.premium-site .related-grid{gap:25px}.premium-site .related-grid>article,.premium-site .related-grid>a{border:0;border-top:1px solid #9ab19b;border-radius:0;padding:25px 0;box-shadow:none;background:none}.premium-site .related-grid h3{font-size:20px}.premium-site .related-grid p{font-size:13px;line-height:1.8}.premium-site .office-card,.premium-site .contact-card{border-radius:9px;border-color:#c5d4c1;box-shadow:none;padding:36px;background:#fffefb}.premium-site .map-placeholder,.premium-site .contact-illustration{border-radius:9px;box-shadow:none;background:#e7eee1;padding:40px}.premium-site .office-grid{gap:32px}.premium-site .map-placeholder h3{font-size:34px}.premium-site .faq{border-top-color:#b6c8b4}.premium-site .faq details{border-color:#cfddca}.premium-site .faq summary{font-size:15px;font-weight:750;padding:25px 0;line-height:1.65;letter-spacing:-0.015em}.premium-site .faq summary::after{background:none;border:1px solid #b4c9b2;border-radius:3px;width:25px;height:25px;font-weight:500}.premium-site .faq p{font-size:15px;line-height:1.9}.premium-site[data-page-kind=legal] .hero.no-photo,.premium-site[data-page-kind=legal] .inner-hero.no-photo{background:#eaf0e4;padding:42px 0 64px}.premium-site[data-page-kind=legal] .hero.no-photo .hero-grid,.premium-site[data-page-kind=legal] .inner-hero.no-photo .inner-grid{min-height:0;display:block}.premium-site[data-page-kind=legal] .hero h1{font-size:58px}.premium-site[data-page-kind=legal] .sec.alt{background:#f4f5ef}.premium-site[data-page-kind=legal] .prose h2{font-size:28px;line-height:1.35}.premium-site[data-page-kind=legal] .prose p,.premium-site[data-page-kind=legal] .prose li{font-size:14px;line-height:1.9}.premium-site[data-page-kind=legal] .sec{padding:54px 0}.premium-site .sitemap-grid{gap:48px}.premium-site .sitemap-list li{border-color:var(--line);padding:12px 0}.premium-site .sitemap-list a{font-size:14px}
/* State directory and guide data: specific line art and compact definition rows. */
.premium-site .location-index{grid-template-columns:repeat(4,minmax(0,1fr));gap:0 28px}.premium-site .location-index a{padding:22px 0;border:0;border-bottom:1px solid #b8cbb4;border-radius:0;box-shadow:none;background:none;gap:16px;font-size:15px;min-height:96px}.premium-site .location-index a::before{content:none}.premium-site .location-index a:hover{background:none;color:var(--accent)}.premium-site .state-mini{display:flex;align-items:center;justify-content:center;width:49px;height:49px;flex-shrink:0;color:#34684e}.premium-site .state-mini svg,.premium-site svg.state-mini{width:49px;height:49px;object-fit:contain;fill:#e0eadb;stroke:#34684e;stroke-width:1.3}.premium-site .location-index a>svg{width:49px;height:49px;flex-shrink:0}.premium-site .gl-grid,.premium-site .rules-grid{gap:0 35px;border-top:1px solid #a4bda1;border-bottom:1px solid #a4bda1}.premium-site .gl,.premium-site .rule-card{border:0;border-bottom:1px solid #cbd9c4;padding:26px 0;border-radius:0;box-shadow:none;background:none}.premium-site .gl:nth-last-child(-n+3),.premium-site .rule-card:nth-last-child(-n+3){border-bottom:0}.premium-site .gl>.icon,.premium-site .rule-card>.icon{background:none;width:25px;height:25px;padding:0;margin-bottom:15px}.premium-site .gl-l,.premium-site .rule-card .label{font-size:10px;font-weight:700;letter-spacing:.09em;color:#667c64;margin:0 0 9px}.premium-site .gl-v,.premium-site .rule-card strong{font-size:20px;line-height:1.45;letter-spacing:-0.03em}.premium-site .stmap,.premium-site .state-illustration{background:#e8efdf;border:0;border-radius:10px;box-shadow:none;height:520px;padding:35px}.premium-site .stmap .stsvg,.premium-site .state-illustration svg{height:360px;max-width:90%;color:var(--accent)}.premium-site .cmp-col,.premium-site .comparison-card{border-radius:8px;box-shadow:none;border-color:#c9d7c2;padding:32px;background:#fffefb}.premium-site .cb-track,.premium-site .comparison-track{height:12px;border-radius:3px;background:#e2e9db}.premium-site .cb-fill{background:var(--accent);border-radius:3px}.premium-site .cb-fill.inst,.premium-site .cb-fill.pay{background:#437e5b}.premium-site .split-band,.premium-site .blk-grid{gap:80px}.premium-site .blk-n,.premium-site .section-number{background:none;border-bottom:1px solid #9fb69a;color:var(--accent);padding:0 0 7px;border-radius:0;font-size:12px;letter-spacing:.1em}.premium-site .reg,.premium-site .regulator-card{background:#123f38;border:0;border-radius:9px;box-shadow:none;padding:44px;color:#c4d5c5}.premium-site .reg h2,.premium-site .regulator-card h2{color:#f5f9ed}.premium-site .reg p,.premium-site .regulator-card p{color:#c5d7c6}.premium-site .reg a,.premium-site .regulator-card a{color:#d8edcb}.premium-site .reg .icon,.premium-site .regulator-card .icon{background:#ffffff10;color:#bdd8b6}.premium-site .sbadge,.premium-site .status-label{border-radius:4px;background:#dcebd4;border-color:#bbd4b1;font-size:12px}.premium-site .pill,.premium-site .chips a{box-shadow:none;border-radius:5px;border-color:#c0d0b9;background:#fffefb;font-size:13px;padding:9px 15px}.premium-site .alt-card{border-radius:8px;box-shadow:none;background:#fffefb;border-color:#c8d8c0}.premium-site .image-band{background:#123f38}.premium-site .image-band h2{font-size:44px}.premium-site .image-band .btn{background:#e0efd1;color:#173e34}
/* Footer aligns identity, navigation and disclosures without oversized panels. */
.premium-site .site-footer{background:#102e28;padding:55px 0 25px;color:#adc4b5}.premium-site .site-footer>.wrap{width:min(1280px,calc(100% - 80px))}.premium-site .footer-grid{grid-template-columns:1fr 1.15fr 1fr;gap:70px;margin-bottom:40px}.premium-site .site-footer .brand{background:#fffefb;border-radius:4px;padding:8px 12px;margin-bottom:22px}.premium-site .site-footer .brand img{width:190px}.premium-site .site-footer p,.premium-site .site-footer address{color:#adc4b5;font-size:12px;line-height:1.9}.premium-site .footer-links h2{font-size:10px;letter-spacing:.12em;font-weight:700;color:#d4e4d6;margin-bottom:22px}.premium-site .footer-links>a,.premium-site .footer-links li{font-size:12px;line-height:1.8;margin-bottom:9px}.premium-site .site-footer a{color:#c7dacb}.premium-site .disclaimer{border-color:#486352;column-gap:45px;padding-block:30px}.premium-site .disclaimer p{font-size:10px;line-height:1.85;color:#9fb8a7}.premium-site .footer-bottom{padding-top:20px;border-color:#486352;color:#adc4b5;font-size:10px}.premium-site .footer-bottom p{font-size:10px}.premium-site .legal-inline{gap:10px 20px}.premium-site .legal-inline a{font-size:10px}
@media(min-width:1051px) and (max-width:1250px){.premium-site .nav>a:not(.btn),.premium-site .nav-dropdown>button{font-size:12px;padding-inline:7px}.premium-site .brand img{width:185px}.premium-site .nav .btn{margin-left:4px;padding-inline:16px}.premium-site .promo-grid{gap:55px}.premium-site[data-page-kind=homepage] .hero-copy h1{font-size:68px}.premium-site .primary-options .loan-card{gap:20px;grid-template-columns:35px minmax(160px,.9fr) minmax(200px,1.2fr) auto}}
@media(max-width:1050px){.premium-site .nav-toggle{display:flex;background:transparent;border:1px solid #a9bfa7;border-radius:5px;width:43px;height:42px}.premium-site .site-header{height:78px}.premium-site .nav,.premium-site .site-nav{display:none;position:absolute;top:77px;left:0;right:0;flex-direction:column;align-items:stretch;background:#fffefb;border-bottom:1px solid #c3d4bb;box-shadow:0 16px 20px #153c3110;padding:16px 30px;gap:4px}.premium-site .nav.is-open,.premium-site .site-nav.is-open,.premium-site[data-menu-open=true] .nav,.premium-site .site-header:has(.nav-toggle[aria-expanded=true]) .nav{display:flex}.premium-site .nav>a:not(.btn),.premium-site .nav-dropdown>button{font-size:15px;padding:11px 8px}.premium-site .nav .btn{margin:8px 0 0;align-self:flex-start}.premium-site .nav-menu{position:static;box-shadow:none;background:#edf2e6;border:0;min-width:0;width:100%}.premium-site .nav-dropdown:hover>.nav-menu{display:none}.premium-site .nav-dropdown:focus-within>.nav-menu,.premium-site .nav-dropdown>button[aria-expanded=true]+.nav-menu{display:block}.premium-site .hero-grid,.premium-site .inner-grid{gap:35px!important}.premium-site[data-page-kind=homepage] .hero-copy h1{font-size:60px}.premium-site .promo-grid{gap:45px}.premium-site .decision-board{padding:30px}.premium-site .decision-board .phone-title{font-size:46px}.premium-site .promo-copy h2{font-size:40px}.premium-site .primary-options .loan-card{grid-template-columns:35px 1fr 1.2fr;gap:18px}.premium-site .primary-options .loan-card .card-link{grid-column:2/-1}.premium-site .location-index{grid-template-columns:repeat(3,minmax(0,1fr))}.premium-site .calc-controls,.premium-site .calc-result{padding:35px}.premium-site .calc-result .big{font-size:62px}}
@media(max-width:760px){
 .premium-site :is(.container,.wrap),.premium-site .site-header>.wrap,.premium-site .site-footer>.wrap{width:calc(100% - 40px)}.premium-site .narrow{width:calc(100% - 40px);max-width:none}.premium-site h2{font-size:34px;line-height:1.16;letter-spacing:-0.04em}.premium-site .sec{padding:68px 0}.premium-site .sec-head{margin-bottom:32px;text-align:left}.premium-site .sec-head h2{font-size:33px;line-height:1.15}.premium-site .sec-head p{font-size:15px;margin-left:0;line-height:1.8}.premium-site .btn{min-height:50px;padding:14px 21px;font-size:13px;border-radius:6px}.premium-site .site-header{height:72px}.premium-site .site-header .brand img{width:170px}.premium-site .nav,.premium-site .site-nav{top:71px;padding:15px 20px}.premium-site[data-page-kind=homepage] .hero{padding:38px 0 38px}.premium-site[data-page-kind=homepage] .hero-grid{grid-template-columns:1fr;gap:32px!important;min-height:0}.premium-site[data-page-kind=homepage] .hero-copy h1,.premium-site[data-page-kind=homepage] .hero-title{font-size:54px;line-height:1.02;letter-spacing:-0.04em;max-width:450px;margin-bottom:23px}.premium-site[data-page-kind=homepage] .hero-copy>p:not(.role-note):not(.fine-print):not(.micro):not(.note){font-size:16px;line-height:1.8;max-width:100%}.premium-site[data-page-kind=homepage] .hero-copy .actions{margin-top:26px;gap:10px}.premium-site[data-page-kind=homepage] .hero-photo{height:430px;border-radius:8px}.premium-site .hero-media>.btn{display:none}.premium-site .hero-details{gap:10px 18px;margin-top:22px;padding-top:20px}.premium-site .hero-details .hero-badge,.premium-site .hero-details .fchip{font-size:11px}.premium-site .hero-details .role-note{font-size:10px!important;line-height:1.7!important}.premium-site .trust-grid{width:calc(100% - 40px);grid-template-columns:1fr 1fr;gap:20px 15px;padding-block:24px}.premium-site .trust-grid>div{font-size:10px;gap:8px;line-height:1.65}.premium-site .trust-grid>div+div{border:0;padding-left:0}.premium-site .trust-grid .icon{width:18px;height:18px}.premium-site .trust-grid .icon svg{width:18px;height:18px}.premium-site[data-page-kind=homepage] .promo{padding:64px 0}.premium-site .promo-grid,.premium-site .promo-in{grid-template-columns:1fr;gap:44px}.premium-site .decision-board{padding:32px;min-height:0;border-radius:8px;gap:20px}.premium-site .decision-board .phone-title,.premium-site .decision-board .decision-heading{font-size:50px;margin-bottom:25px}.premium-site .decision-board>img{width:190px}.premium-site .decision-lines>span,.premium-site .decision-board .phone-lines>span{font-size:12px;padding-block:13px}.premium-site .promo-copy h2{font-size:37px;line-height:1.12}.premium-site .promo-copy>p{font-size:16px;line-height:1.8}.premium-site .promo-copy .feature-list{gap:22px}.premium-site .promo-copy .feature-list h3{font-size:14px}.premium-site .promo-copy .feature-list p{font-size:13px;line-height:1.8}.premium-site[data-page-kind=homepage] .scenario-grid{grid-template-columns:1fr;gap:36px}.premium-site .scenario-card>img,.premium-site .scenario-card:first-child>img{height:320px}.premium-site .scenario-card:nth-child(2)>img{height:240px}.premium-site .scenario-card:nth-child(3){padding-top:0}.premium-site .scenario-card:nth-child(3)>img{height:270px}.premium-site .scenario-card .card-body{padding-top:20px;margin-top:17px}.premium-site .scenario-card .card-body>.icon{display:none}.premium-site .scenario-card h3{font-size:25px}.premium-site .scenario-card p{max-width:none;font-size:14px}.premium-site .photo-note{font-size:10px;margin-top:25px}.premium-site[data-page-kind=homepage] #process .sec-head h2{font-size:37px}.premium-site .steps{grid-template-columns:1fr;gap:30px}.premium-site .step{display:grid;grid-template-columns:62px 1fr;gap:9px 15px;padding-top:20px}.premium-site .step-number{font-size:45px;grid-row:1/3;margin:0;line-height:1.05}.premium-site .step h3{font-size:20px;margin:0}.premium-site .step p{grid-column:2;font-size:13px;line-height:1.85;max-width:none}.premium-site .primary-options{margin-bottom:32px}.premium-site .primary-options .loan-card{grid-template-columns:30px 1fr;gap:15px;padding:25px 0}.premium-site .primary-options .loan-card .icon{width:24px;height:24px}.premium-site .primary-options .loan-card h3{font-size:25px;line-height:1.3}.premium-site .primary-options .loan-card p{grid-column:2;font-size:13px;max-width:none}.premium-site .primary-options .loan-card .card-link{grid-column:2;font-size:12px}.premium-site .secondary-options{grid-template-columns:1fr;gap:0}.premium-site .secondary-options .loan-card{padding:23px 0}.premium-site .secondary-options .loan-card h3{font-size:21px}.premium-site .secondary-options .loan-card p{font-size:13px;line-height:1.8}.premium-site .feature-grid{grid-template-columns:1fr 1fr;gap:30px 22px}.premium-site .feature-card{padding-top:20px}.premium-site .feature-card .icon{width:26px;height:26px;margin-bottom:20px}.premium-site .feature-card h3{font-size:17px;line-height:1.4}.premium-site .feature-card p{font-size:12px;line-height:1.85}.premium-site .cta-wrap{width:calc(100% - 24px);padding-block:20px}.premium-site .cta-box{padding:33px 26px;text-align:left;align-items:flex-start;gap:25px;border-radius:8px}.premium-site .cta-box h2{font-size:31px;line-height:1.15;margin-bottom:18px}.premium-site .cta-box p{font-size:13px;line-height:1.9}.premium-site .cta-act{text-align:left!important}.premium-site .cta-act>small{font-size:10px}.premium-site #calculator{padding-top:65px}.premium-site #calculator .sec-head h2{font-size:34px}.premium-site .calc{grid-template-columns:1fr;border-radius:8px}.premium-site .calc-controls,.premium-site .calc-result{padding:30px 25px}.premium-site .calc .fld{margin-bottom:30px}.premium-site .calc .fld>label{font-size:11px}.premium-site .calc output{font-size:20px}.premium-site .calc-result .big{font-size:65px;margin:14px 0 27px;line-height:1.1}.premium-site .calc-result .row{font-size:11px;gap:12px}.premium-site .calc-result .row strong{font-size:14px}.premium-site .calc-result .fine-print{font-size:10px}.premium-site:not([data-page-kind=homepage]) .hero,.premium-site .inner-hero{padding:34px 0 38px}.premium-site:not([data-page-kind=homepage]) .hero-grid,.premium-site .inner-grid{grid-template-columns:1fr;min-height:0;gap:30px!important}.premium-site:not([data-page-kind=homepage]) .hero h1,.premium-site .inner-hero h1{font-size:41px;line-height:1.08;letter-spacing:-0.04em;margin-bottom:22px;overflow-wrap:normal}.premium-site:not([data-page-kind=homepage]) .hero-copy>p:not(.role-note):not(.fine-print):not(.micro):not(.note){font-size:16px;line-height:1.85}.premium-site:not([data-page-kind=homepage]) .hero-photo,.premium-site .inner-photo{height:330px;border-radius:8px}.premium-site .breadcrumbs,.premium-site .crumbs{font-size:10px;margin-bottom:24px;gap:6px;line-height:1.8}.premium-site:not([data-page-kind=homepage]) .sec{padding:54px 0}.premium-site .prose h2,.premium-site .article-body h2,.premium-site .legal-prose h2{font-size:28px;line-height:1.25;margin-bottom:20px}.premium-site .prose h3,.premium-site .article-body h3{font-size:21px}.premium-site .prose p,.premium-site .prose li,.premium-site .article-body p,.premium-site .article-body li{font-size:15px;line-height:1.9}.premium-site .prose p{margin-bottom:22px}.premium-site .prose ul li::before,.premium-site .check-list li::before{top:6px}.premium-site .reading-nav,.premium-site .page-section-toc{padding:20px;margin:24px 0}.premium-site .reading-nav ul,.premium-site .page-section-toc ul{columns:1}.premium-site .reading-nav a,.premium-site .page-section-toc a{font-size:12px;padding:8px 0}.premium-site .prose th,.premium-site .prose td,.premium-site .legal-prose th,.premium-site .legal-prose td{font-size:11px;padding:12px 10px}.premium-site .related-grid{grid-template-columns:1fr;gap:0}.premium-site .related-grid>article,.premium-site .related-grid>a{padding:24px 0}.premium-site .related-grid h3{font-size:21px}.premium-site .office-card,.premium-site .contact-card{padding:28px}.premium-site .map-placeholder,.premium-site .contact-illustration{padding:30px;min-height:280px}.premium-site .map-placeholder h3{font-size:31px}.premium-site .faq summary{font-size:14px;padding-block:22px;gap:20px}.premium-site .faq p{font-size:14px;line-height:1.9}.premium-site[data-page-kind=legal] .hero h1{font-size:41px}.premium-site[data-page-kind=legal] .hero.no-photo,.premium-site[data-page-kind=legal] .inner-hero.no-photo{padding:34px 0 40px}.premium-site[data-page-kind=legal] .prose h2{font-size:25px}.premium-site[data-page-kind=legal] .prose p,.premium-site[data-page-kind=legal] .prose li{font-size:13px;line-height:1.9}.premium-site[data-page-kind=legal] .sec{padding:42px 0}.premium-site .location-index{grid-template-columns:1fr 1fr;gap:0 20px}.premium-site .location-index a{gap:12px;min-height:95px;padding:19px 0;font-size:12px;line-height:1.55}.premium-site .state-mini,.premium-site .state-mini svg,.premium-site svg.state-mini,.premium-site .location-index a>svg{width:36px;height:40px}.premium-site .gl-grid,.premium-site .rules-grid{grid-template-columns:1fr 1fr;gap:0 22px}.premium-site .gl,.premium-site .rule-card{padding:24px 0;border-bottom:1px solid #cbd9c4!important}.premium-site .gl:nth-last-child(-n+2),.premium-site .rule-card:nth-last-child(-n+2){border-bottom:0!important}.premium-site .gl-l,.premium-site .rule-card .label{font-size:9px;line-height:1.7;margin-bottom:9px}.premium-site .gl-v,.premium-site .rule-card strong{font-size:16px;line-height:1.5}.premium-site .gl>.icon,.premium-site .rule-card>.icon{width:22px;height:22px;margin-bottom:14px}.premium-site .stmap,.premium-site .state-illustration{height:365px;padding:24px}.premium-site .stmap .stsvg,.premium-site .state-illustration svg{height:260px}.premium-site .stmap-cap{font-size:18px}.premium-site .cmp-col,.premium-site .comparison-card{padding:25px}.premium-site .split-band,.premium-site .blk-grid{grid-template-columns:1fr;gap:22px}.premium-site .reg,.premium-site .regulator-card{padding:29px}.premium-site .reg h2,.premium-site .regulator-card h2{font-size:27px}.premium-site .reg p,.premium-site .regulator-card p{font-size:14px}.premium-site .image-band h2{font-size:33px}.premium-site .sitemap-grid{grid-template-columns:1fr;gap:35px}.premium-site .site-footer{padding:42px 0 25px}.premium-site .footer-grid{grid-template-columns:1fr 1fr;gap:35px 25px;margin-bottom:35px}.premium-site .foot-brand{grid-column:1/-1}.premium-site .site-footer .brand img{width:175px}.premium-site .site-footer .brand{margin-bottom:16px}.premium-site .footer-links h2{font-size:9px;margin-bottom:18px}.premium-site .footer-links>a,.premium-site .footer-links li{font-size:11px;line-height:1.9;margin-bottom:10px}.premium-site .footer-links ul{columns:1}.premium-site .disclaimer{columns:1;padding-block:26px}.premium-site .disclaimer p{font-size:10px;line-height:1.85;margin-bottom:16px}.premium-site .footer-bottom{gap:16px;padding-top:22px}.premium-site .legal-inline{gap:10px 17px}.premium-site .legal-inline a{font-size:10px}
}
@media(max-width:359px){.premium-site :is(.container,.wrap),.premium-site .site-header>.wrap,.premium-site .site-footer>.wrap,.premium-site .narrow{width:calc(100% - 32px)}.premium-site[data-page-kind=homepage] .hero-copy h1,.premium-site[data-page-kind=homepage] .hero-title{font-size:46px}.premium-site:not([data-page-kind=homepage]) .hero h1,.premium-site .inner-hero h1,.premium-site[data-page-kind=legal] .hero h1{font-size:35px}.premium-site .site-header .brand img{width:153px}.premium-site .hero-copy .actions{gap:8px}.premium-site .hero-copy .actions>.btn{padding-inline:16px;font-size:12px}.premium-site .decision-board{padding:26px}.premium-site .decision-board .phone-title{font-size:44px}.premium-site .feature-grid{grid-template-columns:1fr;gap:28px}.premium-site .feature-card h3{font-size:21px}.premium-site .feature-card p{font-size:13px}.premium-site .calc-result .big{font-size:57px}.premium-site .location-index{gap:0 14px}.premium-site .location-index a{font-size:11px;gap:9px}.premium-site .state-mini,.premium-site .state-mini svg,.premium-site svg.state-mini,.premium-site .location-index a>svg{width:29px;height:35px}.premium-site .gl-grid,.premium-site .rules-grid{gap:0 17px}.premium-site .gl-v,.premium-site .rule-card strong{font-size:14px}.premium-site .footer-grid{gap:30px 18px}.premium-site .cta-box h2{font-size:29px}}
.premium-site .photo-note,.premium-site .source-note,.premium-site .fine-print,.premium-site .role-note,.premium-site .calc-controls .fine-print{color:#50645a}
.premium-site .step-number{color:#3c7353}
.premium-site .image-band h2{color:#f7fbef}
.premium-site .reading-nav{width:min(820px,calc(100% - 80px));margin:0 auto;padding:28px 0;border:0;border-block:1px solid #d5dfd5;background:transparent;box-shadow:none}
.premium-site .reading-nav .page-section-toc{display:flex;flex-wrap:wrap;gap:10px 24px;border:0;padding:0;margin:12px 0 0;background:transparent;box-shadow:none}
.premium-site .reading-nav .page-section-toc a{display:block;padding:2px 0;font-size:13px;line-height:1.65}
.premium-site .reading-caption{font-size:12px;font-weight:700;color:#50645a}
@media(max-width:760px){.premium-site .reading-nav{width:calc(100% - 40px)}}
@media(prefers-reduced-motion:no-preference){
  .premium-site[data-page-kind=homepage] .hero-photo img{animation:hero-settle .85s cubic-bezier(.16,1,.3,1) both}
  @keyframes hero-settle{from{clip-path:inset(0 0 2% 0);transform:scale(1.025)}to{clip-path:inset(0);transform:scale(1)}}
}
@media(prefers-reduced-motion:reduce){.premium-site *,.premium-site *::before,.premium-site *::after{animation:none!important;transition:none!important}.premium-site{scroll-behavior:auto}}